John C O’Brien is a licensed agent of JJD Agency Inc. contracted to represent various insurance companies in
Michigan, Minnesota, Indiana and Ohio.
Those insurance companies pay us commission to sell policies for them. The commission we receive varies by company.
The average commission for Commercial policies is about 14% of premium, but in some cases is as low as 3%.
The commission on personal insurance policies varies between
12% and 5%.
We are not paid commission on state mandated items such as the Michigan - MCCA charge.
Health insurance commission varies between 2% for individuals and about 1/2% for group.
The agency - JJD Agency Inc may be paid an additional amount
from insurance companies if it meet sales and profitability goals
as set by the insurance company’s contract.